I was born in Laval, Quebec, moving to St. Leonard at 5, and moved to Brampton with my parents and 3 siblings when I was 13. I delivered the Daily Times and the Guardian, worked part time for the City of Brampton and then full time for 4 years. Getting married in 1987 I also ventured into real estate for 10 years mostly with Remax. As a paper-boy and realtor, I learned the value of customer service, but I realized that buying and selling homes wasn’t my passion; helping people was.
With mutual fund and insurance broker licenses, I worked as a financial advisor at Money Concepts for 3 years and loved it. In 2000 I ventured out on my own as CSR Wealth Management offering mutual funds through FundEX through to 2020, now working as an independent financial professional. Passionate about my work, I love helping families and business owners, providing solutions for people in good times and to support them through difficult times. I love what I do!
My wife Karlene and I live in Brampton and have 3 beautiful daughters, Cassandra, Samantha and Rebecka and now three grandchildren, Wesley, Riley and Bentley, who bring us so much joy. When I can, I love woodworking, fishing, golfing, gardening, and cooking, but my all-time favourite pastime is being Papa.
It’s no coincidence that the first initial of my three daughters’ names - Cassandra, Samantha, and Rebecka. CSR is symbolic of my family as is my logo. A double circle surrounding a branch with 3 leaves representing my family. CSR has come to mean a lot more as Compassion, Service and Reliability have become the cornerstones, the key values on which I have built and conduct my business. My clients should never expect anything less.
At CSR Wealth Management, we understand that having a trusted partner to help plan your finances and investments is crucial to achieving your retirement and life goals.
We believe that a journey with a great advisor—someone who is not just a financial guide but also a trusted partner and friend—adds immeasurable value to your life. Our personal touch and exceptional service are designed to not only meet your financial needs but also enhance your peace of mind. We're committed to being with you every step of the way, helping you make informed decisions that align with your values and aspirations. Together, we’ll ensure your wealth works for you, so you can enjoy the life you’ve worked so hard to build.
Here are some of the things my clients say they value most about me as their financial advisor:
Home or virtual visit
My clients love that I meet them in the comfort of their own home or virtually, day or evening, making it easier for them to fit financial planning into their busy schedule. (Bonus: no babysitter required!)
After hours service
There have been many times over the years that I have taken calls very early or very late at night from distraught clients looking for guidance. When my phone rings at that time of day, I know my clients really need me and they know I'll always answer.
Big picture lens
I take the time to get to know my clients and their extended family because in many cases, the financial wellbeing of a parent, grandparent or young adult child has impacted my own clients, both emotionally and financially. As I see it, anticipating and managing these outside concerns and ultimately providing financial peace of mind for my clients, is part of my job.
Your best interests in mind
My business is independent and I do not have an exclusive commitment to any one investment or insurance partner. This means I will always be able to suggest the best investment and life insurance options for you.
Technology
My clients love having online access to their portfolio so that they can view and download statements or tax documents when they want to. I also provide a secure platform exclusively for my clients, to store valuable documents like a will, power of attorney, notice of assessment and other sensitive documents.
Communication
I keep my clients up to date with the latest personal finance news and reminders like RRSP or TFSA deadlines so that they can stay up to date without much effort on their part.